Finance

An Eye For Success: Muse Capital Co-Founder Assia Grazioli-Venier

There is a list of character traits that entrepreneurs look for (or should look for) in an angel investor, with putting a signature on the back of a check or on the bottom of contracts being just one of them. Various accounts, including those often featured in our magazine, favor possessing industry expertise, facilitating introductions to their broad networks of contacts, following a code of conduct…

5 Ways the Best Board Members Will Add Value to Your Startup

When most entrepreneurs raise venture capital funding, they're focused on getting the best valuation and deal terms for their company. And that makes sense: Reducing the cost of capital is urgently important for growing a business efficiently and preserving as much founder equity as possible. But you might also want to pay attention to the other side of the aisle: Because while you, as the business…

How Big Data Use in Commercial Lending Can Level the Playing Field for Entrepreneurs

In the U.S., there are nearly 28.8 million small businesses, including franchises, which account for 48 percent of the private workforce, as reported by the U.S. Small Business Association. While they serve as a backbone to the U.S. economy, small businesses have been at a disadvantage when it comes to receiving commercial lending from banks due to a lack of modernizing of the lending infrastructure.…

3 Takeaways for Business Owners in Light of the Federal Interest Rate Hikes

“We don’t like their sound, and guitar music is on the way out” was the reported response of a major record label executive in 1962 to a demo he listened to from some up-and-coming rock and rollers. He was wrong on two counts: Rock and roll has obviously lived on. And the group which he referred to? The Beatles. That’s a good reminder for today's business owners: Relying…

The 7 Financial Habits of the Most Successful Small Business Owners

For the first time ever, there is data to clearly illustrate seven financial habits of highly effective small business owners. Based on a comprehensive study of 1,700 small business owners in the U.S., fewer than one in four owners of small businesses currently adopt all seven financial habits. Those who follow the best practices consistently outperform other small businesses based…

How to Finance a New Business by Rolling Over Your Retirement Funds

In times of tight credit, you can finance a new business or franchise by rolling your retirement funds into your new company. You pay no income taxes or early withdrawal penalties, avoid debt and have money available immediately to rent a space, hire employees, buy equipment and pay yourself a salary. And this is all sound, the firms that arrange these rollovers say, because they’re…